20875 River Dr, Dunnellon, FL 34431 Property Records

Marion County property record for 20875 River Dr, Dunnellon, FL 34431

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 2000
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2024)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3380-0436-01`

Property Details

APN / Parcel Number

Primary APN	`3380-0436-01`
Alternative APN	`3076737000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Porch	Finished/Screened Porch
Porch Area	360 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3076737000
Old Parcel Number	3380043601
Street Address	20875 RIVER DR
City	DUNNELLON
State	FL
Zip	34431-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	SEC 35 TWP 16 RGE 18
Legal Range	18E
Legal Township	16S
Legal Section	35
Legal Subdivision	TOWNSITE/DUNNELLON
Legal Lot Number	436
Jurisdiction	MARION FL
Township / Civil Division	DUNNELLON
Census Block Group	1
Census Block	1037
Census Tract	2703

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20875 RIVER DR, DUNNELLON, FL 34431-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	May 15, 2015 · Amount on Record
Deed Document Number	2024160529
Deed Book / Page	8487 / 1261
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 6, 2024
Property Address	20875 RIVER DR, DUNNELLON, FL 34431-6747
Document Number	0084871261
Book / Page	8487 / 1261
Map Reference	MB A PG 174A
Instrument Date	Dec 6, 2024
Instrument	2024160529
Transaction Type	Transfer
Record Updated	Dec 26, 2024
Title Company	CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20885 RIVER DR, DUNNELLON, FL 34431-6747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20875 RIVER DR, DUNNELLON, FL 34431-6747

Mortgage

Document Number	2024160530
Date	Dec 6, 2024
Instrument	2024160530

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Dunnellon City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00 (+206.72%) Homeowner's exemption	$224,881 (+149.51%) Land $12,408 Building $212,473	$224,881 (-1.29%) Land $12,408 Building $212,473
2023	$1,072.00 (+1.8%) Homeowner's exemption	$90,129 (+3%) Land $13,028 Building $77,101	$227,811 (+21.35%) Land $13,028 Building $214,783
2022	$1,053.00 Homeowner's exemption	$87,504	$187,729 Land $7,135 Building $180,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNNELLON, CITY OF (2 WPS) serves 2,015 people · EPA ID FL6424073
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20