Marion County property record for 20864 River Dr, Dunnellon, FL 34431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,379 sqft · built 1980 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2023) |
| Tax Bill | $7,486 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3380-0453-00 |
| Primary APN | 3380-0453-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,379 sqft Living Area |
| Gross Area | 3,700 sqft |
| 1st Floor Area | 1,999 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 110 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 737 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 614 sqft |
| Deck Area | 24 sqft |
| Patio Area | 661 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 20864 RIVER DR |
|---|---|
| City | DUNNELLON |
| State | FL |
| Zip | 34431-6744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Description | SEC 35 TWP 16 RGE 18 PLAT BOOK A PAGE 174 DUNNELLON LOT 453 & LOT 452 LESS AND EXC THAT PORTION OF LOT 452 BEING MORE FULLY DESCRIBED AS FOLLOWS: BEG AT THE NW COR OF SAID LOT 452 FOR THE POB TH E ALONG THE N LINE OF SAID LOT 452 50 FT TO THE NE COR |
| Legal Range | 18E |
| Legal Township | 16S |
| Legal Section | 35 |
| Legal Subdivision | DUNNELLON |
| Legal Lot Number | 50,94 |
| Jurisdiction | MARION FL |
| Township / Civil Division | DUNNELLON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2703 |
20864 River Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Marion County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20864 RIVER DR, DUNNELLON, FL 34431-6744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 5, 2021 | Intrafamily Transfer, Transfer |
| Dec 23, 2020 | Warranty Deed, Transfer GENEVA FIN'L |
| Jul 13, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2023 · Amount on File |
| Deed Sale | Apr 4, 2023 · Amount on File |
| Prior Sale | Dec 23, 2020 · Amount on File |
| Deed Document Number | 202340880 |
| Deed Book / Page | 8017 / 930 |
| Prior Transfer Date | Jan 23, 2021 |
| Prior Transfer Doc | 0073771999 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Apr 4, 2023 |
| Property Address | 20864 RIVER DR, DUNNELLON, FL 34431-6744 |
| Document Number | 0080170930 |
| Book / Page | 8017 / 930 |
| Map Reference | MB A PG 174 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023040880 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5562 WESTSHORE DR, NEW PORT RICHEY, FL 34652-3032 |
| Name | Verified Name |
|---|---|
| Address | 20864 RIVER DR, DUNNELLON, FL 34431-6744 |
| Document Number | 0080170933 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 8017/933 |
| Instrument | 2023040881 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 20864 RIVER DR, DUNNELLON, FL 34431-6744 |
| Document Number | 0073771999 |
| Book / Page | 7377 / 1999 |
| Map Reference | MB A PG 174-A |
| Instrument Date | Jan 23, 2021 |
| Instrument | 2021015417 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10453 HOLY SPIRIT CT, NEW PORT RICHEY, FL 34654-3663 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Dec 23, 2020 |
| Property Address | 20864 RIVER DR, DUNNELLON, FL 34431-6744 |
| Document Number | 0073431750 |
| Book / Page | 007343 / 001750 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 139416 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2021 |
| Title Company | FIRST INT'L TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10453 HOLY SPIRIT CT NEW PORT RICHEY FL 346543663, NEW PORT RICHEY, FL 34654-3663 |
| Document Number | 73431752 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 007343/001752 |
| Instrument | 139417 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHANDLER, AZ 85248 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jul 13, 2017 |
| Property Address | 20864 RIVER DR, DUNNELLON, FL 34431-6744 |
| Document Number | 0066090889 |
| Book / Page | 006609 / 000889 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 63554 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11941 W BAYSHORE DR CRYSTAL RIVER FL 344299264, CRYSTAL RIVER, FL 34429-9264 |
The 2025 property tax bill for 20864 River Dr was $7,486.
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Municipality | Dunnellon City |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,486.00 | $440,771 Land $118,673 Building $322,098 | $440,771 Land $118,673 Building $322,098 |
| 2023 | $8,718.00 (+5.79%) | $401,969 (-28.82%) Land $76,694 Building $325,275 | $616,142 (+9.1%) Land $76,694 Building $539,448 |
| 2022 | $8,241.00 | $564,744 Land $76,694 Building $488,050 | $564,744 Land $76,694 Building $488,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20864 River Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20864 River Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNNELLON, CITY OF (2 WPS) serves 2,015 people · EPA ID FL6424073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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