20849 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20849 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,316 sqft · built 2019
Lot Size	0.332 acres (14,466 sqft)
Owner	Individual Name on Record
Last Sale	$549,500 (May 2020)
Tax Bill	$11,667 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-600-005`

Property Details

APN / Parcel Number

Primary APN	`257-600-005`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Lot Area	14,466 sqft (0.332 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	257600005
Street Address	20849 MOUNTAIN GATE DR
City	RIVERSIDE
State	CA
Zip	92507-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.33213230 ACREAGEQUALCODE ML LOT 20 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Tract	29600
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 22, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	2020-0219993
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 27, 2026
Property Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000233341
Instrument Date	Jul 16, 2026
Instrument	2026233341
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000233341,
Date	Jul 27, 2026
Instrument	2026233341

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000162256
Date	Mar 15, 2021
Instrument	2021-0162256

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 22, 2020
Property Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000219993
Map Reference	MB 467 PG 5-25
Instrument Date	Mar 13, 2020
Instrument	2020-0219993
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20849 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Investor	Possibly a Property Investor

Mortgage

Document Number	0000219994
Date	May 22, 2020
Instrument	2020-0219994

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,667.00 (+5.63%)	$664,605 (+4.04%) Land $82,021 Building $582,584
2023	$11,045.00 (+8.72%)	$638,799 Land $78,837 Building $559,962
2022	$10,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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