20871 Windrush Ct, South Bend, IN 46614 Property Records

St. Joseph County property record for 20871 Windrush Ct, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,716 sqft · built 1988
Lot Size	0.421 acres (18,369 sqft)
Owner	Individual Name on Record
Tax Bill	$4,241 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-35-326-026.000-001`

Property Details

APN / Parcel Number

Primary APN	`71-08-35-326-026.000-001`
Alternative APN	`00111103518`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,716 sqft Living Area
Basement Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	18,369 sqft (0.421 acres)
Lot Dimensions	157 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00111103518
Street Address	20871 WINDRUSH CT
City	SOUTH BEND
State	IN
Zip	46614-5167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 WHISPERING HILLS SOUTH SEC 2
Legal Subdivision	WHISPERING HILLS SOUTH SEC 2
Legal Lot Number	33
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1017
Census Tract	11801

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20871 WINDRUSH CT, SOUTH BEND, IN 46614-5167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2016
Deed Sale	Jan 28, 2016
Deed Document Number	0001602157
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	20871 WINDRUSH CT, SOUTH BEND, IN 46614-5167
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002521748
Date	Aug 28, 2025
Instrument	2521748

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2055

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	20871 WINDRUSH CT, SOUTH BEND, IN 46614-5167
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002125052
Date	Jul 23, 2021
Instrument	2125052

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,600 (+28.58%) Land $44,800 Building $326,800	$371,600 (+28.58%) Land $44,800 Building $326,800
2024	$4,241.00 (+24.66%)
2023	$3,402.00 (-0.47%)	$289,000 (+2.63%) Land $44,800 Building $244,200	$289,000 (+2.63%) Land $44,800 Building $244,200
2022	$3,418.00 Homeowner's exemption	$281,600 Land $44,800 Building $236,800	$281,600 Land $44,800 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Fourway Fixed Wireless	400 / 40

May also be available: Mercury Fiber.

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