St. Joseph County property record for 20683 Windrush Ct, South Bend, IN 46614 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,800 sqft · built 1992 |
| Lot Size | 0.832 acres (36,218 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,550 (Jul 2025) |
| Tax Bill | $4,707 (2024) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-35-326-032.000-001 |
| Primary APN | 71-08-35-326-032.000-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 4,856 sqft |
| 1st Floor Area | 4,152 sqft |
| Basement Area | 1,352 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 36,218 sqft (0.832 acres) |
| Lot Dimensions | 199 ft deep x 182 ft wide |
| Garage Type | Attached |
| Garage Area | 1,412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20683 WINDRUSH CT |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46614-5174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 107 WHISPERING HILLS SOUTH SEC 4 |
| Legal Subdivision | WHISPERING HILLS SOUTH |
| Legal Lot Number | 107 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CENTRE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11801 |
Source: St. Joseph County records · APN 71-08-35-326-032.000-001
Assessment roll updated March 11, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20683 WINDRUSH CT, SOUTH BEND, IN 46614-5174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Feb 01, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Feb 01, 2018 |
| Deed Document Number | 202518264 |
| Prior Transfer Date | Apr 01, 2008 |
| Prior Transfer Doc | 0000019928 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jul 28, 2025 |
| Property Address | 20683 WINDRUSH CT, SOUTH BEND, IN 46614-5174 |
| Document Number | 0002518264 |
| Map Reference | DOC 8805010 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2518264 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20683 WINDRUSH CT, SOUTH BEND, IN 46614-5174 |
| Document Number | 0002518265 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2518265 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Feb 01, 2018 |
| Property Address | 20683 WINDRUSH CT, SOUTH BEND, IN 46614-5174 |
| Document Number | 0001802687 |
| Map Reference | DOC 8805010 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 1802687 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20683 WINDRUSH CT, SOUTH BEND, IN 46614-5174 |
Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Centre Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408,300 (+5.26%) Land $75,900 Building $332,400 | $408,300 (+5.26%) Land $75,900 Building $332,400 | |
| 2024 | $4,707.00 (+21.75%) | $387,900 (+21.29%) Land $75,900 Building $312,000 | $387,900 (+21.29%) Land $75,900 Building $312,000 |
| 2023 | $3,866.00 (-55.59%) | $319,800 (+0.31%) Land $75,800 Building $244,000 | $319,800 (+0.31%) Land $75,800 Building $244,000 |
| 2022 | $8,705.00 Homeowner's exemption | $318,800 Land $75,800 Building $243,000 | $318,800 Land $75,800 Building $243,000 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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