20848 Windrush Ct, South Bend, IN 46614 Property Records

St. Joseph County property record for 20848 Windrush Ct, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,857 sqft · built 1988
Lot Size	1.4 acres (61,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,100 (May 2020)
Tax Bill	$7,376 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-35-352-003.000-001`

Property Details

APN / Parcel Number

Primary APN	`71-08-35-352-003.000-001`
Alternative APN	`00111103508`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,857 sqft Living Area
Gross Area	5,025 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	61,200 sqft (1.4 acres)
Lot Dimensions	272 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	2,342 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20848 WINDRUSH CT
City	SOUTH BEND
State	IN
Zip	46614-5165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22A 23B KESSLERS REPLAT WHISPERING HILLS SOUTH SEC 2 13/14 CONS W/001-1110-3507 PER OWNERS REQ
Legal Subdivision	KESSLERS REPLAT WHISPERING
Legal Lot Number	22A
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1017
Census Tract	11801

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20848 WINDRUSH CT, SOUTH BEND, IN 46614-5165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 4, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Jun 13, 2006 · Amount on Record
Deed Document Number	202011501
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	20848 WINDRUSH CT, SOUTH BEND, IN 46614-5165
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002666634
Date	Apr 26, 2021
Instrument	2666634

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 4, 2020
Property Address	20848 WINDRUSH CT, SOUTH BEND, IN 46614-5165
Document Number	0002011501
Map Reference	DOC 8729802
Instrument Date	Apr 14, 2020
Instrument	2011501
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20848 WINDRUSH CT, SOUTH BEND, IN 46614-5165

Mortgage

Document Number	0002011502
Date	May 4, 2020
Instrument	2011502

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$618,600 (+24.44%) Land $101,300 Building $517,300	$618,600 (+24.44%) Land $101,300 Building $517,300
2024	$7,376.00 (+18.36%)
2023	$6,232.00 (+1.85%)	$497,100 (+2.14%) Land $101,300 Building $395,800	$497,100 (+2.14%) Land $101,300 Building $395,800
2022	$6,119.00 Homeowner's exemption	$486,700 Land $101,300 Building $385,400	$486,700 Land $101,300 Building $385,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Fourway Fixed Wireless	400 / 40

May also be available: Mercury Fiber.

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