Bay County property record for 2087 E Almeda Beach Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1975 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (Sep 2017) |
| Tax Bill | $1,881 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-002-100-115-00 |
| Primary APN | 040-002-100-115-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 208 ft deep x 104 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2087 E ALMEDA BEACH RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM 868 FT E & N 33 FT FR W 1/4 COR OF SEC, TH N 208 FT TH E 104 FT TH S 208 FT TH W 104 FT TO BEG. SEC 2 T16N R4E 12-29-72 |
| Legal Range | 04E |
| Legal Township | 16N |
| Legal Section | 02 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 286200 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2087 E ALMEDA BEACH RD, PINCONNING, MI 48650-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 7, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 28, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on Record |
| Deed Sale | Sep 28, 2017 · Amount on Record |
| Prior Sale | Sep 2, 2004 · Amount on Record |
| Deed Document Number | 20173241-049 |
| Deed Book / Page | 3241 / 49 |
| Prior Transfer Date | Dec 9, 2015 |
| Prior Transfer Doc | 0031330097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 24, 2026 |
| Property Address | 2087 E ALMEDA BEACH RD, PINCONNING, MI 48650-7427 |
| Document Number | 0000009721 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20269721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2087 E ALMEDA BEACH RD, PINCONNING, MI 48650-7427 |
| Document Number | 0000009721, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20269721 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2087 E ALMEDA BEACH RD, PINCONNING, MI 48650-7427 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2067 E ALMEDA BEACH RD, PINCONNING, MI 48650-9493 |
| Document Number | 0000015214 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 202115214 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 28, 2017 |
| Property Address | 2087 E ALMEDA BEACH RD, PINCONNING, MI 48650-7427 |
| Document Number | 0032410049 |
| Book / Page | 003241 / 000049 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $877.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 UNION ST NEW RICHMOND OH 451571372, NEW RICHMOND, OH 45157-1372 |
| Document Number | 32410051 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 003241/000051 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,881.00 (+220.99%) Homeowner's exemption | $76,200 (+3.39%) | $152,400 (+3.39%) |
| 2025 | $586.00 (-64.42%) Homeowner's exemption | $73,700 (+25.13%) | $147,400 (+25.13%) |
| 2023 | $58,900 | $117,800 | |
| 2022 | $1,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1986–2020) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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