Deschutes County property record for 20862 Desert Stream Pl, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,696 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $586,350 (2019) |
| Tax Bill | $6,060.00 (2025) |
Source: Deschutes County records · APN 181210 CC 03319
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20862 DESERT STREAM PL, BEND, OR 97702-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION BK&TR |
| Jul 20, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Doc Number | 2019-20338 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20862 DESERT STREAM PL, BEND, OR 97702-2282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019565 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 2020-19565 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 17, 2019 |
| Property Address | 20862 DESERT STREAM PL, BEND, OR 97702-2282 |
| Document Number | 0000020338 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 20338 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.35 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20862 DESERT STREAM PL BEND OR 977022282, BEND, OR 97702-2282 |
| Document Number | 20339 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 20339 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 20, 2018 |
| Property Address | 20862 DESERT STREAM PL, BEND, OR 97702-2282 |
| Document Number | 0000029703 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 29703 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20862 DESERT STREAM PL BEND OR 977022282, BEND, OR 97702-2282 |
| Document Number | 29704 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 29704 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2048 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,060.00 (+3.93%) | $358,710 (+3%) | $887,290 (-) Land $267,160 Building $620,130 |
| 2024 | $5,831.00 (+7.88%) | $348,270 (+3%) | $887,290 (+5.91%) Land $267,160 Building $620,130 |
| 2023 | $5,405.00 | $338,130 | $837,760 Land $217,630 Building $620,130 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 181210 CC 03319 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,696 sqft Living Area |
| 1st Floor | 1,158 sqft 1st Floor |
| 2nd Floor | 1,538 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Split Level Style |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 880 sqft Garage |
| Deck Area | 64 sqft Deck |
| Account Number | 206843 |
|---|---|
| Old Parcel Number | R1001181210CC03319 |
| Street Address | 20862 DESERT STREAM PL |
| City | BEND |
| State | OR |
| Zip | 97702-2282 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:9 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-CC |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 10 |
| Legal Quarter | SW |
| Legal Quarter Quarter | SW |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 9 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 1904 |
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