Deschutes County property record for 20850 Desert Stream Pl, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,294 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2019) |
| Tax Bill | $5,361.00 (2025) |
| Primary APN | 181215 BB 00700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,294 sqft Living Area |
| 1st Floor | 1,174 sqft 1st Floor |
| 2nd Floor | 1,120 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Level Style |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 498 sqft Garage |
| Deck Area | 305 sqft Deck |
| Account Number | 206872 |
|---|---|
| Street Address | 20850 DESERT STREAM PL |
| City | BEND |
| State | OR |
| Zip | 97702-2282 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:7 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BB |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NW |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 7 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181215 BB 00700
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FORRIT CU |
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FORRIT CU |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Feb 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Prior Sale | Jun 30, 2016 · Amount on Record |
| Deed Doc Number | 2019-06376 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Document Number | 0000034275 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025-34275 |
| Name | FORRIT CU |
|---|---|
| Type | Credit Union |
| Address | CLACKAMAS, OR 97015 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 26, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DEUCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Document Number | 0000028304 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-28304 |
| Name | FORRIT CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97204 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000038655 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-38655 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | 18111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 28, 2019 |
| Property Address | 20850 DESERT STREAM PL, BEND, OR 97702-2282 |
| Document Number | 0000006376 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 6376 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20850 DESERT STREAM PL BEND OR 977022282, BEND, OR 97702-2282 |
| Document Number | 6377 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 6377 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,361.00 (+3.94%) | $317,300 (+3%) | $744,860 (-) Land $267,160 Building $477,700 |
| 2024 | $5,158.00 (+7.89%) | $308,060 (+3%) | $744,860 (+7.12%) Land $267,160 Building $477,700 |
| 2023 | $4,781.00 | $299,090 | $695,330 Land $217,630 Building $477,700 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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