20859 Desert Stream Pl, Bend, OR 97702 Property Records

Deschutes County property record for 20859 Desert Stream Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,991 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$569,000 (Oct 2020)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181210-CC-03306`

Property Details

APN / Parcel Number

Primary APN	`181210-CC-03306`
Alternative APNs	`R1001181210CC03306` `206830`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,991 sqft Living Area
Gross Area	3,539 sqft
1st Floor Area	1,259 sqft
Bonus Room	Bonus Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Lot Area	7,841 sqft (0.18 acres)
Garage Area	548 sqft
Deck Area	310 sqft

Location & Zoning

Account Number	206830
Street Address	20859 DESERT STREAM PL
City	BEND
State	OR
Zip	97702-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWATER PHASES 1 AND 2 PUD LOT 50
Legal Range	12
Legal Township	18
Legal Section	10
Legal Subdivision	RIDGEWATER PHASES 1 AND 2 PUD
Legal Lot Number	50
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3024
Census Tract	1904

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16200 S MOORE RD, OREGON CITY, OR 97045-8378
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 20, 2020	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	202055511
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	0000065285
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20859 DESERT STREAM PL, BEND, OR 97702-2282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025962
Date	Jul 24, 2019
Instrument	2019-25962

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 20, 2020
Property Address	20859 DESERT STREAM PL, BEND, OR 97702-2282
Document Number	0000055511
Instrument Date	Oct 15, 2020
Instrument	55511
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$569.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16200 S MOORE RD OREGON CITY OR 970458378, OREGON CITY, OR 97045-8378

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 16, 2018
Property Address	20859 DESERT STREAM PL, BEND, OR 97702-2282
Document Number	0000010444
Instrument Date	Mar 13, 2018
Instrument	2018-10444
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20859 DESERT STREAM PL, BEND, OR 97702-2282

Mortgage

Document Number	0000010445
Date	Mar 16, 2018
Instrument	2018-10445

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,650.00 (+3.94%)	$334,410 (+3%)	$849,130 (-) Land $267,160 Building $581,970
2024	$5,436.00 (+7.88%)	$324,670 (+3%)	$849,130 (+6.19%) Land $267,160 Building $581,970
2023	$5,039.00	$315,220	$799,600 Land $217,630 Building $581,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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