Harris County property record for 20846 Whitehaven Bluff Trl, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,695 sqft · built 2018 |
| Lot Size | 0.134 acres (5,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,600 (May 2018) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-019-003-0005 |
| Primary APN | 139-019-003-0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,827 sqft (0.134 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1390190030005 |
|---|---|
| Street Address | 20846 WHITEHAVEN BLUFF TRL |
| City | KATY |
| State | TX |
| Zip | 77449-5492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 3 JASMINE HEIGHTS SEC 8 |
| Legal Subdivision | JASMINE HEIGHTS SEC 8 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 542203 |
20846 Whitehaven Bluff Trl is owned and occupied by two individuals who bought it in May 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20846 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2018 · Amount on File |
| Deed Sale | May 8, 2018 · Amount on File |
| Deed Document Number | 2018198891 |
| Prior Transfer Date | May 7, 2018 |
| Prior Transfer Doc | 2018198891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20846 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492 |
| Document Number | 0000198892 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20846 WHITEHAVEN BLUFF TRL KATY TX 774495492, KATY, TX 77449-5492 |
| Document Number | 0000198892 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 198892 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2048 |
The 2025 property tax bill for 20846 Whitehaven Bluff Trl was $4,341 with a homeowner's exemption, up 145.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,253 (-6.05%) Land $56,710 Building $220,543 | $277,253 (-6.05%) Land $56,710 Building $220,543 | |
| 2025 | $4,341.00 (+145.67%) Homeowner's exemption | $295,120 Land $51,454 Building $243,666 | $295,120 Land $51,454 Building $243,666 |
| 2024 | $1,767.00 | ||
| 2023 | $311,503 Land $51,454 Building $260,049 | $311,503 Land $51,454 Building $260,049 | |
| 2022 | $1,470.00 | ||
| 2020 | $1,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20846 Whitehaven Bluff Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (2016–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20846 Whitehaven Bluff Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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