20857 Malcom Ave, Saratoga, CA 95070 Property Records

Santa Clara County property record for 20857 Malcom Ave, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,508 sqft · built 1963
Lot Size	0.323 acres (14,076 sqft)
Owner	Trust Name on File
Last Sale	$950,000 (Jul 1999)
Tax Bill	$18,590 (2025)
Deeds & Mortgages	Sep 2021 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`503-50-031`

Property Details

APN / Parcel Number

Primary APN	`503-50-031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,296 sqft
2nd Floor Area	960 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	14,076 sqft (0.323 acres)
Lot Dimensions	138 ft deep x 102 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,416 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20857 MALCOM AVE
City	SARATOGA
State	CA
Zip	95070-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Description	TRACT 3101 BLUE RIDGE BOOK 148 PAGE 25 PAGE 27 LOT 63
Legal Subdivision	BLUE RIDGE
Legal Tract	3101
Legal Lot Number	63
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	507600

Owner

20857 Malcom Ave is owner-occupied and held in a trust since August 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1999 · Amount on File
Deed Sale	Jul 30, 1999 · Amount on File
Deed Document Number	199914920363
Last Transfer Date	Aug 17, 2021
Transfer Doc	0025104606
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 17, 2021
Property Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353
Document Number	0025104606
Map Reference	MB 148 PG 25-27
Instrument Date	Aug 17, 2021
Instrument	25104606
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	MG AMERICAN TITLE COMPANY INC, AMERICAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353

Mortgage

Document Number	0024845351
Date	Feb 24, 2021
Instrument	24845351

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024519479
Date	Jun 26, 2020
Instrument	24519479

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20857 MALCOM AVE, SARATOGA, CA 95070-5353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024455350
Date	Apr 15, 2020
Instrument	24455350

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20857 Malcom Ave was $18,590 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,565,588 (+2%) Land $908,643 Building $656,945
2025	$18,590.00 Homeowner's exemption	$1,534,891 Land $890,827 Building $644,064
2023	$18,172.00 (+2.02%) Homeowner's exemption	$1,475,291 Land $856,236 Building $619,055
2022	$17,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20857 Malcom Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20857 Malcom Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

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