13945 Malcom Ave, Saratoga, CA 95070 Property Records

Santa Clara County property record for 13945 Malcom Ave, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,021 sqft · built 1966
Lot Size	0.267 acres (11,625 sqft)
Owner	2 Individual Names on File
Last Sale	$2,527,000 (Sep 2017)
Tax Bill	$34,730 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`503-50-039`

Property Details

APN / Parcel Number

Primary APN	`503-50-039`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,021 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,465 sqft
2nd Floor Area	1,501 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	11,625 sqft (0.267 acres)
Lot Dimensions	150 ft deep x 78 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13945 MALCOM AVE
City	SARATOGA
State	CA
Zip	95070-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 3101 BLUE RIDGE BOOK 148 PAGE 25 PAGE 27 LOT 56
Legal Subdivision	BLUE RIDGE
Legal Tract	3101
Legal Lot Number	56
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	507600

Owner

13945 Malcom Ave is owned and occupied by two individuals who acquired it in January 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA
Aug 29, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Deed Document Number	201723757681
Last Transfer Date	Jan 6, 2020
Transfer Doc	0024375788
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313

Mortgage

Document Number	0025119634
Date	Oct 1, 2021
Instrument	25119634

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	8.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313

Mortgage

Document Number	0024662802
Date	Oct 20, 2020
Instrument	24662802

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 8, 2020
Property Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313
Document Number	0024375788
Instrument Date	Jan 6, 2020
Instrument	24375788
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13945 MALCOM AVE SARATOGA CA 950705313, SARATOGA, CA 95070-5313

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2017
Property Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313
Document Number	0023757681
Map Reference	MAP148 PG25-27
Instrument Date	Sep 8, 2017
Instrument	23757681
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE CO NORCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313

Mortgage

Document Number	0023757682
Date	Sep 20, 2017
Instrument	23757682

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	9.12%

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2017
Property Address	13945 MALCOM AVE, SARATOGA, CA 95070-5313
Document Number	0023740926
Instrument Date	May 17, 2017
Instrument	23740926
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 LYDIA CT HILLSBOROUGH CA 940107332, HILLSBOROUGH, CA 94010-7332

Tax Assessment & Valuation

The 2025 property tax bill for 13945 Malcom Ave was $34,730.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,994,148 (+2%) Land $2,346,237 Building $647,911
2025	$34,730.00	$2,935,440 Land $2,300,233 Building $635,207
2023	$34,042.00 (+2.07%)	$2,821,455 Land $2,210,913 Building $610,542
2022	$33,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13945 Malcom Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13945 Malcom Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

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