Santa Clara County property record for 20843 Malcom Ave, Saratoga, CA 95070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,602 sqft · built 1963 |
| Lot Size | 0.398 acres (17,344 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,540,000 (Jul 2014) |
| Tax Bill | $41,384 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 503-50-011 |
| Primary APN | 503-50-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,602 sqft Living Area |
| Gross Area | 2,677 sqft |
| 1st Floor Area | 2,677 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 17,344 sqft (0.398 acres) |
| Lot Dimensions | 142 ft deep x 122 ft wide |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 9,108 sqft |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20843 MALCOM AVE |
|---|---|
| City | SARATOGA |
| State | CA |
| Zip | 95070-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R140 |
| Legal Description | TRACT 3101 BLUE RIDGE BOOK 148 PAGE 25 PAGE 27 LOT 47 |
| Legal Subdivision | BLUE RIDGE |
| Legal Tract | 3101 |
| Legal Lot Number | 47 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 507600 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20843 MALCOM AVE, SARATOGA, CA 95070-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on Record |
| Deed Sale | Jul 30, 2014 · Amount on Record |
| Deed Document Number | 201422665092 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 0025757228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20843 MALCOM AVE, SARATOGA, CA 95070-5315 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20843 MALCOM AVE AYE, SARATOGA, CA 95070-5315 |
| Document Number | 0025155824 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 25155824 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.62% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 6.62% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Saratoga City |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Elementary School District | Saratoga Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,650,713 (+3.63%) Land $2,451,771 Building $1,198,942 | |
| 2025 | $41,384.00 (+17.29%) Homeowner's exemption | $3,522,691 (+20.06%) Land $2,403,698 Building $1,118,993 |
| 2023 | $35,283.00 (+2.08%) Homeowner's exemption | $2,934,153 Land $2,310,360 Building $623,793 |
| 2022 | $34,563.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.
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