20841 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20841 Rivers Ford, Estero, FL 33928 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1999
Lot Size	0.17 acres (7,418 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Oct 2018)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E4-080H5.0360`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-080H5.0360`
Alternative APNs	`252746E4080H50360` `27462508000H50360` `10273498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	7,418 sqft (0.17 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	143 sqft
Patio Area	220 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273498
Street Address	20841 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 36
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E4
Legal Block	1
Legal Lot Number	36
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County records · APN 27-46-25-E4-080H5.0360

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20841 RIVERS FRD, ESTERO, FL 33928-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage VANDYK MTG
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage VANDYK MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Nov 04, 1999 · Amount on Record
Deed Document Number	2018250353
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20841 RIVERS FRD, ESTERO, FL 33928-2262
Document Number	0000125828
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20841 RIVERS FRD ESTERO FL 339282262, ESTERO, FL 33928-2262

Mortgage

Document Number	0000125828
Date	Jun 03, 2020
Instrument	125828

Lender

Name	VANDYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 23, 2018
Property Address	20841 RIVERS FRD, ESTERO, FL 33928-2262
Document Number	0000250353
Instrument Date	Oct 17, 2018
Instrument	250353
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20841 RIVERS FRD ESTERO FL 339282262, ESTERO, FL 33928-2262

Mortgage

Document Number	250354
Date	Oct 23, 2018
Instrument	250354

Lender

Name	VANDYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,163.00 (+7.66%) Homeowner's exemption	$255,026 (+5.99%)	$335,513 (-6.22%) Land $77,682 Building $257,831
2023	$2,938.00 (-1.48%) Homeowner's exemption	$240,620 (+3%)	$357,777 (+28.18%) Land $96,872 Building $260,905
2022	$2,982.00 Homeowner's exemption	$233,612	$279,120 Land $87,598 Building $191,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710502101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 143 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Hotwire Communications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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