Lee County property record for 20850 Garden Dr, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1971 |
| Lot Size | 0.676 acres (29,447 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $120,000 (Jun 1998) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 29-46-25-E3-U1785.2444 |
| Primary APN | 29-46-25-E3-U1785.2444 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 992 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 29,447 sqft (0.676 acres) |
| View / Lot | River |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,450 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10274154 |
|---|---|
| Street Address | 20850 GARDEN DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PARL IN W 1/2 OF E 1/2 OF SE 1/4 AS DESC IN OR 1985/1994 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | RIVER GARDEN AND TAHITI MOBILE HOME |
| Legal Tract | E3 |
| Legal Block | 2 |
| Legal Lot Number | 2A |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50104 |
20850 Garden Dr is owner-occupied and held in a trust since January 2023.
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20850 GARDEN DR, ESTERO, FL 33928-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 1998 · Amount on File |
| Deed Sale | Jun 5, 1998 · Amount on File |
| Deed Book / Page | 2969 / 244 |
| Last Transfer Date | Jan 12, 2023 |
| Transfer Doc | 0000017668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 14, 2023 |
| Property Address | 20850 GARDEN DR, ESTERO, FL 33928-2643 |
| Document Number | 0000017668 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023000017668 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20850 GARDEN DR, ESTERO, FL 33928-2643 |
| Name | Verified Name |
|---|---|
| Address | 20850 GARDEN DR, ESTERO, FL 33928-2643 |
The 2025 property tax bill for 20850 Garden Dr was $1,267 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,740 (+2.7%) | $700,429 (-8.35%) Land $606,219 Building $94,210 | |
| 2025 | $1,267.00 Homeowner's exemption | $110,750 | $764,214 Land $744,806 Building $19,408 |
| 2023 | $1,143.00 (-5.62%) Homeowner's exemption | $104,494 (+3%) | $440,449 (+15.98%) Land $212,624 Building $227,825 |
| 2022 | $1,211.00 Homeowner's exemption | $101,450 | $379,752 Land $150,180 Building $229,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20850 Garden Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 35 (2005–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20850 Garden Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blue Stream, CenturyLink, Hotwire Communications.
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