20840 Garden Dr, Estero, FL 33928 Property Records

Lee County property record for 20840 Garden Dr, Estero, FL 33928

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 944 sqft · built 1971
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`29-46-25-E3-U1784.2448`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E3-U1784.2448`
Alternative APNs	`252946E3U17842448` `10274153`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	704 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Flat
Roof Material	Metal
Lot Area	13,591 sqft (0.312 acres)
View / Lot	River
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	380 sqft
Patio Area	404 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10274153
Street Address	20840 GARDEN DR
City	ESTERO
State	FL
Zip	33928-2643
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS1
Legal Description	S 275 FT OF W 180 FT OF E 360 FT OF W 1/2 OF NE 1/4 OF SE1/4 LESS OR 1985/1994
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	RIVER GARDEN AND TAHITI MOBILE HOME
Legal Tract	E3
Legal Block	2
Legal Lot Number	2
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	50104

Owner

Source: Lee County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20840 GARDEN DR, ESTERO, FL 33928-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Correction Deed NONE LISTED ON DOCUMENT
Aug 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 20, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000025003
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	Sep 14, 2026
Property Address	20840 GARDEN DR, ESTERO, FL 33928-2643
Document Number	0000237866
Instrument Date	Sep 2, 2026
Instrument	2026237866
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20840 GARDEN DR, ESTERO, FL 33928-2643

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 3, 2026
Property Address	20840 GARDEN DR, ESTERO, FL 33928-2643
Document Number	0000203965
Instrument Date	Jul 28, 2026
Instrument	2026203965
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20840 GARDEN DR, ESTERO, FL 33928-2643

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jan 13, 2023
Property Address	20840 GARDEN DR, ESTERO, FL 33928-2643
Document Number	0000017192
Instrument Date	Jan 12, 2023
Instrument	2023000017192
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20850 GARDEN DR, ESTERO, FL 33928-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20850 GARDEN DR, ESTERO, FL 33928-2643

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jan 20, 2023
Property Address	20840 GARDEN DR, ESTERO, FL 33928-2643
Document Number	0000025003
Instrument Date	Jan 12, 2023
Instrument	2023000025003
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20850 GARDEN DR, ESTERO, FL 33928-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20840 GARDEN DR, ESTERO, FL 33928-2643

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,588 (+2.7%)	$295,594 (-28.62%) Land $256,512 Building $39,082
2025	$1,201.00 (-50.17%) Homeowner's exemption	$105,733 (-46.14%)	$414,089 (+110.95%) Land $376,949 Building $37,140
2023	$2,410.00 (+12.3%)	$196,296 (+18.56%) Land $98,942 Building $97,354	$196,296 (+18.56%) Land $98,942 Building $97,354
2022	$2,146.00	$165,573 Land $86,031 Building $79,542	$165,573 Land $86,031 Building $79,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	35 (2005–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Oct 2022 · 16 claims Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

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