20751 Garden Dr, Estero, FL 33928 Property Records

Lee County property record for 20751 Garden Dr, Estero, FL 33928

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,080 sqft · built 1973
Lot Size	0.089 acres (3,877 sqft)
Owner	Company Name on Record
Last Sale	$58,000 (Feb 2011)
Tax Bill	$944 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-46-25-E3-22000.F090`

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E3-22000.F090`
Alternative APNs	`252946E322000F090` `10436909`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	684 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Flat
Roof Material	Other
Lot Area	3,877 sqft (0.089 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10436909
Street Address	20751 GARDEN DR
City	ESTERO
State	FL
Zip	33928-2679
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MH-2
Legal Description	MARINERS COVE UNREC OR 2787 PG 2776 UNREC PB 4 PG 1 LOT F9
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	RIVER GARDEN AND TAHITI MOBILE HOME
Legal Tract	22
Legal Block	2
Legal Lot Number	F9
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	50104

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	137 ERIE DR, NAPLES, FL 34110-1301
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 14, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2011 · Amount on Record
Deed Sale	Feb 16, 2011 · Amount on Record
Prior Sale	Aug 24, 1998 · Amount on Record
Deed Document Number	201138836
Last Transfer Date	Mar 17, 2022
Transfer Doc	0000100978
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20751 GARDEN DR, ESTERO, FL 33928-2679
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20751 GARDEN DR, ESTERO, FL 33928-2679

Mortgage

Document Number	0000121651
Date	Apr 5, 2023
Instrument	2023000121651

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20751 GARDEN DR, ESTERO, FL 33928-2679
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20751 GARDEN DR, ESTERO, FL 33928-2679

Mortgage

Document Number	0000380425
Date	Dec 14, 2022
Instrument	2022000380425

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$944.00 (+214.67%)	$65,129 (+35.79%) Land $65,129	$79,781 (+66.34%) Land $79,781
2023	$300.00 (-33.48%) Homeowner's exemption	$47,962 (-13.81%) Land $47,952 Building $10	$47,962 (-48.83%) Land $47,952 Building $10
2022	$451.00 Homeowner's exemption	$55,650	$93,736 Land $41,697 Building $52,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	35 (2005–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Ian, Oct 2022 · 16 claims Hurricane Ian, Sep 2022 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

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