2085 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2085 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,357 sqft · built 1986
Lot Size	0.244 acres (10,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Jun 2020)
Tax Bill	$9,570 (2025)
Deeds & Mortgages	Jun 2020 Sale & Refinance Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-04-200-013`

Property Details

APN / Parcel Number

Primary APN	`06-04-200-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,357 sqft Living Area
Gross Area	3,558 sqft
Basement Area	1,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	10,626 sqft (0.244 acres)
Lot Dimensions	154 ft deep x 69 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2085 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSORS CENTURY OAKS WEST LOT 10
Legal Subdivision	WINDSORS CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2085 MONDAY DR, ELGIN, IL 60123-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed, Transfer · Stand-Alone Refinance KEY MORTGAGE SERVICES INC
Jan 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202027939
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0000002522
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2020
Property Address	2085 MONDAY DR, ELGIN, IL 60123-1118
Document Number	0000027939
Instrument Date	Apr 13, 2020
Instrument	2020K027939
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 MONDAY DR, ELGIN, IL 60123-1118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027940
Date	Jun 1, 2020
Instrument	2020K027940

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2019
Property Address	2085 MONDAY DR, ELGIN, IL 60123-1118
Document Number	0000002522
Instrument Date	Aug 24, 2018
Instrument	2522
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2085 MONDAY DR ELGIN IL 601231118, ELGIN, IL 60123-1118

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,570.00 (+15.87%) Homeowner's exemption	$133,445 (+8.57%) Land $29,604 Building $103,841	$400,495 (+8.57%) Land $88,848 Building $311,648
2024		$122,911 (+21.39%) Land $27,267 Building $95,644	$368,881 (+21.44%) Land $81,834 Building $287,047
2022	$8,259.00 (+4.41%) Homeowner's exemption	$101,250 (+6.96%) Land $22,462 Building $78,788	$303,750 (+6.96%) Land $67,386 Building $236,364
2021	$7,910.00 Homeowner's exemption	$94,661 Land $21,000 Building $73,661	$283,983 Land $63,000 Building $220,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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