2076 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2076 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1986
Lot Size	0.224 acres (9,741 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2019)
Tax Bill	$6,664 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-200-028`

Property Details

APN / Parcel Number

Primary APN	`06-04-200-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,741 sqft (0.224 acres)
Lot Width	89 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2076 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSORS CENTURY OAKS WEST LOT 18
Legal Subdivision	WINDSORS CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1005
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2076 MONDAY DR, ELGIN, IL 60123-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage NETWORK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Aug 13, 2007 · Amount on Record
Deed Document Number	201930336
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2076 MONDAY DR, ELGIN, IL 60123-1208
Document Number	0000049906
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 MONDAY DR ELGIN IL 601231208, ELGIN, IL 60123-1208

Mortgage

Document Number	0000049906
Date	Sep 1, 2020
Instrument	49906

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 16, 2019
Property Address	2076 MONDAY DR, ELGIN, IL 60123-1208
Document Number	0000030336
Instrument Date	Jun 24, 2019
Instrument	2019K030336
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO LAND AGENCY SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2076 MONDAY DIVE, ELGIN, IL 60123-1208

Mortgage

Document Number	0000030337
Date	Jul 16, 2019
Instrument	2019K030337

Lender

Name	NETWORK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,664.00 (+15.84%) Homeowner's exemption	$95,362 (+8.57%) Land $28,124 Building $67,238	$286,200 (+8.57%) Land $84,406 Building $201,795
2024		$87,835 (+21.39%) Land $25,904 Building $61,931	$263,610 (+21.44%) Land $77,743 Building $185,867
2022	$5,753.00 (+4.62%) Homeowner's exemption	$72,356 (+6.96%) Land $21,339 Building $51,017	$217,068 (+6.96%) Land $64,017 Building $153,051
2021	$5,499.00 Homeowner's exemption	$67,647 Land $19,950 Building $47,697	$202,941 Land $59,850 Building $143,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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