2081 Monday Dr, Elgin, IL 60123 Property Records

Kane County property record for 2081 Monday Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 1986
Lot Size	0.344 acres (15,006 sqft)
Owner	Individual Name on Record
Tax Bill	$7,704 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-200-011`

Property Details

APN / Parcel Number

Primary APN	`06-04-200-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,597 sqft
Basement Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	15,006 sqft (0.344 acres)
Lot Width	45 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2081 MONDAY DR
City	ELGIN
State	IL
Zip	60123-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSORS CENTURY OAKS WEST LOT 12
Legal Subdivision	WINDSORS CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2081 MONDAY DR, ELGIN, IL 60123-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Jan 25, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 18, 2017
Transfer Doc	0000004256
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2081 MONDAY DR, ELGIN, IL 60123-1118
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059585
Date	Dec 21, 2022
Instrument	2022K059585

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Margin	7
Max Rate	18%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2081 MONDAY DR, ELGIN, IL 60123-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030133
Date	Jun 10, 2020
Instrument	2020K030133

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 25, 2018
Property Address	2081 MONDAY DR, ELGIN, IL 60123-1118
Document Number	0000004256
Instrument Date	Dec 18, 2017
Instrument	4256
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 MONDAY DR ELGIN IL 601231118, ELGIN, IL 60123-1118

Mortgage

Document Number	4257
Date	Jan 25, 2018
Instrument	4257

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,704.00 (+15.85%) Homeowner's exemption	$108,994 (+8.57%) Land $29,604 Building $79,390	$327,113 (+8.57%) Land $88,848 Building $238,265
2024		$100,390 (+21.39%) Land $27,267 Building $73,123	$301,291 (+21.44%) Land $81,834 Building $219,457
2022	$6,650.00 (+4.53%) Homeowner's exemption	$82,698 (+6.96%) Land $22,462 Building $60,236	$248,094 (+6.96%) Land $67,386 Building $180,708
2021	$6,362.00 Homeowner's exemption	$77,316 Land $21,000 Building $56,316	$231,948 Land $63,000 Building $168,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet, T-Mobile.

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