20837 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20837 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,604 sqft · built 2019
Lot Size	0.281 acres (12,245 sqft)
Owner	Individual Name on File
Last Sale	$589,500 (Oct 2020)
Tax Bill	$11,608 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-600-004`

Property Details

APN / Parcel Number

Primary APN	`257-600-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,604 sqft Living Area
Gross Area	4,083 sqft
1st Floor Area	3,604 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	12,245 sqft (0.281 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20837 MOUNTAIN GATE DR
City	RIVERSIDE
State	CA
Zip	92507-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.28109911 ACREAGEQUALCODE ML LOT 19 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Subdivision	TRACT 29600
Legal Tract	29600
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

20837 Mountain Gate Dr is owned and occupied by an individual who bought it in October 2020.

Source: Riverside County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit LA ELECTRICAL WORKERS CREDIT UNION
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2020	Quit Claim Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS
Oct 1, 2020	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Deed Document Number	2020471482
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000471481
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 2, 2026
Property Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000099794
Instrument Date	Mar 19, 2026
Instrument	202699794
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Investor	Possibly a Property Investor

Mortgage

Document Number	0000099794,
Date	Apr 2, 2026
Instrument	202699794

Lender

Name	LA ELECTRICAL WORKERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000024087
Date	Jan 14, 2022
Instrument	2022-0024087

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 1, 2020
Property Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000471481
Instrument Date	Sep 29, 2020
Instrument	471481
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20837 MOUNTAIN GATE DR RIVERSIDE CA 925070198, RIVERSIDE, CA 92507-0198

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 1, 2020
Property Address	20837 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000471482
Map Reference	MB 467 PG 5-25
Instrument Date	Mar 6, 2020
Instrument	2020-0471482
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471483
Date	Oct 1, 2020
Instrument	2020-0471483

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20837 Mountain Gate Dr was $11,608.

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,608.00	$637,848 Land $81,181 Building $556,667
2023	$10,760.00 (+2%)	$613,081 Land $78,030 Building $535,051
2022	$10,549.00
2021			$735,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20837 Mountain Gate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20837 Mountain Gate Dr is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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