20845 Chloe Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20845 Chloe Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,285 sqft · built 1998
Lot Size	0.469 acres (20,473 sqft)
Owner	Trust Name on Record
Last Sale	$565,000 (Oct 2018)
Tax Bill	$6,034 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181210 CC 03404`

Property Details

APN / Parcel Number

Primary APN	`181210 CC 03404`
Alternative APNs	`R1001181210CC03404` `181275`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,285 sqft Living Area
1st Floor Area	1,547 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Lot Area	20,473 sqft (0.469 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	530 sqft
Deck Area	20 sqft

Location & Zoning

Account Number	181275
Old Parcel Number	R1001181210CC03404
Street Address	20845 CHLOE LN
City	BEND
State	OR
Zip	97702-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:5 SUBD:CHLOE ESTATES SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-CC
Legal Range	12E
Legal Township	18S
Legal Section	10
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	CHLOE ESTATES
Legal Lot Number	5
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3022
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	20845 CHLOE LN, BEND, OR 97702-2262
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Sep 15, 2004
Deed Document Number	2018-43537
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20845 CHLOE LN, BEND, OR 97702-2262
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011844
Date	Feb 24, 2021
Instrument	2021-11844

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20845 CHLOE LN, BEND, OR 97702-2262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027095
Date	Jul 31, 2019
Instrument	2019-27095

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 29, 2018
Property Address	20845 CHLOE LN, BEND, OR 97702-2262
Document Number	0000043537
Instrument Date	Oct 25, 2018
Instrument	2018-43537
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20845 CHLOE LN, BEND, OR 97702-2262

Mortgage

Document Number	0000043538
Date	Oct 29, 2018
Instrument	2018-43538

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Jun 8, 2019

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,034.00 (+3.94%)	$357,130 (+3%)	$964,390 (-) Land $281,780 Building $682,610
2024	$5,805.00 (+7.88%)	$346,730 (+3%)	$964,390 (-) Land $281,780 Building $682,610
2023	$5,381.00	$336,640	$964,390 Land $281,780 Building $682,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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