20810 Chloe Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20810 Chloe Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,694 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$749,900 (Jun 2023)
Tax Bill	$5,347 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181210-CC-03400`

Property Details

APN / Parcel Number

Primary APN	`181210-CC-03400`
Alternative APNs	`R1001181210CC03400` `120629`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	1,694 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	808 sqft

Exterior Amenities

Deck Area	487 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	120629
Street Address	20810 CHLOE LN
City	BEND
State	OR
Zip	97702-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	CHLOE ESTATES LOT 1
Legal Range	12
Legal Township	18
Legal Section	10
Legal Subdivision	CHLOE ESTATES
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3022
Census Tract	1904

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20810 CHLOE LN, BEND, OR 97702-2262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Mar 21, 2024	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 9, 2025	Intrafamily Transfer, Transfer
Dec 9, 2025	Intrafamily Transfer, Transfer
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	202314656
Last Transfer Date	Dec 3, 2025
Transfer Doc	0000033790
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20810 CHLOE LN, BEND, OR 97702-2262
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 CHLOE LN, BEND, OR 97702-2262

Mortgage

Document Number	0000017806
Date	Apr 29, 2022
Instrument	2022-17806

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20810 CHLOE LN, BEND, OR 97702-2262
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 CHLOE LN, BEND, OR 97702-2262

Mortgage

Document Number	0000028936
Date	Jul 26, 2022
Instrument	2022-28936

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20810 CHLOE LN, BEND, OR 97702-2262
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 CHLOE LN, BEND, OR 97702-2262

Mortgage

Document Number	0000006731
Date	Mar 21, 2024
Instrument	2024-06731

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Dec 9, 2025
Property Address	20810 CHLOE LN, BEND, OR 97702-2262
Document Number	0000033789
Instrument Date	Dec 3, 2025
Instrument	2025-33789
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 CHLOE LN, BEND, OR 97702-2262

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Dec 9, 2025
Property Address	20810 CHLOE LN, BEND, OR 97702-2262
Document Number	0000033790
Instrument Date	Dec 3, 2025
Instrument	2025-33790
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 CHLOE LN, BEND, OR 97702-2262

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 20, 2023
Property Address	20810 CHLOE LN, BEND, OR 97702-2262
Document Number	0000014656
Instrument Date	Jun 16, 2023
Instrument	2023-14656
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 CHLOE LN, BEND, OR 97702-2262

Mortgage

Document Number	0000014657
Date	Jun 20, 2023
Instrument	2023-14657

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,347.00 (+3.93%)	$316,500 (+3%)	$873,790 (-) Land $339,350 Building $534,440
2024	$5,145.00 (+7.88%)	$307,290 (+3%)	$873,790 (-) Land $339,350 Building $534,440
2023	$4,769.00 (+13.39%)	$298,340 (+6.08%)	$873,790 (+32.64%) Land $339,350 Building $534,440
2022	$4,206.00	$281,230	$658,750 Land $261,750 Building $397,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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