20840 Chloe Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20840 Chloe Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,003 sqft · built 1998
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Feb 2025)
Tax Bill	$5,220 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181210-CC-03403`

Property Details

APN / Parcel Number

Primary APN	`181210-CC-03403`
Alternative APNs	`R1001181210CC03403` `181274`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,003 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,503 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	484 sqft
Deck Area	56 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	181274
Street Address	20840 CHLOE LN
City	BEND
State	OR
Zip	97702-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	CHLOE ESTATES LOT 4
Legal Range	12
Legal Township	18
Legal Section	10
Legal Subdivision	CHLOE ESTATES
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3022
Census Tract	1904

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20840 CHLOE LN, BEND, OR 97702-2262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 3, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Deed Document Number	20252606
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	0000000250
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20840 CHLOE LN, BEND, OR 97702-2262
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20840 CHLOE LN, BEND, OR 97702-2262

Mortgage

Document Number	0000000500
Date	Jan 7, 2026
Instrument	2026-00500

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 3, 2024
Property Address	20840 CHLOE LN, BEND, OR 97702-2262
Document Number	0000000250
Instrument Date	Dec 29, 2023
Instrument	2024-00250
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20840 CHLOE LN, BEND, OR 97702-2262
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,220.00 (+3.92%)	$309,000 (+3%)	$841,020 (-) Land $278,280 Building $562,740
2024	$5,023.00 (+7.88%)	$300,000 (+3%)	$841,020 (-) Land $278,280 Building $562,740
2023	$4,656.00	$291,270	$841,020 Land $278,280 Building $562,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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