20821 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20821 Rivers Ford, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,762 sqft · built 2001
Lot Size	0.158 acres (6,878 sqft)
Owner	Individual Name on File
Last Sale	$398,000 (Jul 2005)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E4-080H5.0380`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-080H5.0380`
Alternative APNs	`252746E4080H50380` `27462508000H50380` `10273500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,762 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	2,033 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	6,878 sqft (0.158 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	210 sqft
Porch	Florida Room
Porch Area	266 sqft
Patio Area	519 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273500
Street Address	20821 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 38
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E4
Legal Block	1
Legal Lot Number	38
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County assessment roll, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20821 RIVERS FRD, ESTERO, FL 33928-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2005 · Amount on Record
Deed Sale	Jul 12, 2005 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	20056888361
Deed Book / Page	4793 / 417
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000416817
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Dec 20, 2021
Property Address	20821 RIVERS FRD, ESTERO, FL 33928-2262
Document Number	0000416817
Map Reference	MB 57 PG 30-35
Instrument Date	Nov 23, 2021
Instrument	2021000416817
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158786 SANDY CREEK RD, 158786, MOSINEE, WI 54455-5059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20821 RIVERS FRD, ESTERO, FL 33928-2262

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,895 (+2.7%)	$472,874 (-1.19%) Land $68,605 Building $404,269
2025	$5,280.00 (+6.75%) Homeowner's exemption	$417,619 (+5.99%)	$478,590 (-0.55%) Land $59,755 Building $418,835
2023	$4,946.00 (-0.02%) Homeowner's exemption	$394,028 (+3%)	$481,244 (+25.8%) Land $87,021 Building $394,223
2022	$4,947.00 Homeowner's exemption	$382,551 Land $87,598 Building $294,953	$382,551 Land $87,598 Building $294,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20