Maricopa County property record for 2078 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,509 sqft · built 1997 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,597 (May 1997) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-11-142 |
| Primary APN | 309-11-142 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| Gross Area | 1,717 sqft |
| 1st Floor Area | 1,509 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,489 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 208 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 2078 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | FINLEY FARMS SOUTH PARCEL 16 MCR 402-38 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 16 |
| Legal Subdivision | FINLEY FARMS SOUTH PARCEL 16 |
| Legal Lot Number | 20 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 422512 |
2078 E Saratoga St is owned and occupied by two individuals who acquired it in September 2024.
Source: Maricopa County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2078 E SARATOGA ST, GILBERT, AZ 85296-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1997 · Amount on File |
| Deed Sale | May 21, 1997 · Amount on File |
| Prior Sale | Jan 21, 1997 · Amount on File |
| Deed Document Number | 1997339880 |
| Last Transfer Date | Sep 27, 2024 |
| Transfer Doc | 0000515722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2078 E SARATOGA ST, GILBERT, AZ 85296-2765 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2078 E SARATOGA ST, GILBERT, AZ 85296-2765 |
| Document Number | 0001033039 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 20201033039 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2078 E SARATOGA ST, GILBERT, AZ 85296-2765 |
| Document Number | 0000859145 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2078 E SARATOGA ST GILBERT AZ 852962765, GILBERT, AZ 85296-2765 |
| Document Number | 0000859145 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 859145 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
The 2025 property tax bill for 2078 E Saratoga St was $1,414.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,400 (+107.01%) | $384,000 (+5.12%) Land $76,800 Building $307,200 | |
| 2025 | $1,414.00 | $18,550 (-52.5%) | $365,300 (-6.45%) Land $73,000 Building $292,300 |
| 2024 | $39,050 | $390,500 Land $78,100 Building $312,400 | |
| 2023 | $1,371.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2078 E Saratoga St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2078 E Saratoga St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures