20814 Cullen Ranch Rd, Katy, TX 77449 Property Records

Harris County property record for 20814 Cullen Ranch Rd, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2018
Lot Size	0.124 acres (5,380 sqft)
Owner	2 Individual Names on File
Last Sale	$192,700 (Jan 2019)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-780-003-0013`

Property Details

APN / Parcel Number

Primary APN	`139-780-003-0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	1,690 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,380 sqft (0.124 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1397800030013
Street Address	20814 CULLEN RANCH RD
City	KATY
State	TX
Zip	77449-2372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 3 MEADOWS AT WESTFIELD VILLAGE SEC 2
Legal Subdivision	MEADOWS AT WESTFIELD VILLAGE SEC 2
Legal Block	3
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2011
Census Tract	542202

Owner

20814 Cullen Ranch Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20814 CULLEN RANCH RD, KATY, TX 77449-2372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Document Number	201929034
Prior Transfer Date	Jan 22, 2019
Prior Transfer Doc	2019029034
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20814 CULLEN RANCH RD, KATY, TX 77449-2372
Document Number	0000428517
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20814 CULLEN RANCH RD KATY TX 774492372, KATY, TX 77449-2372

Mortgage

Document Number	0000428517
Date	Sep 11, 2020
Instrument	428517

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20814 Cullen Ranch Rd was $4,116 with a homeowner's exemption, up 142.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,442 (-6.16%) Land $61,051 Building $193,391	$254,442 (-6.16%) Land $61,051 Building $193,391
2025	$4,116.00 (+142.12%) Homeowner's exemption	$271,143 Land $61,051 Building $210,092	$271,143 Land $61,051 Building $210,092
2024	$1,700.00
2023		$285,283 Land $61,051 Building $224,232	$285,283 Land $61,051 Building $224,232
2022	$1,430.00
2020	$1,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20814 Cullen Ranch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20814 Cullen Ranch Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20