20810 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20810 Rivers Ford, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,945 sqft · built 1999
Lot Size	0.157 acres (6,852 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Dec 2025)
Tax Bill	$6,878 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (moderate risk)
APN	`27-46-25-E4-080H5.0010`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-080H5.0010`
Alternative APNs	`252746E4080H50010` `27462508000H50010` `10273463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,945 sqft Living Area
Gross Area	3,690 sqft
1st Floor Area	2,065 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,852 sqft (0.157 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	281 sqft
Patio Area	488 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273463
Street Address	20810 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 1 + OR 3283/3144
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E4
Legal Block	1
Legal Lot Number	1
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County records · APN 27-46-25-E4-080H5.0010

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20810 RIVERS FRD, ESTERO, FL 33928-2261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Prior Sale	Apr 03, 2013 · Amount on Record
Deed Document Number	2025322321
Prior Transfer Date	Jan 07, 2003
Prior Transfer Doc	3844003279
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 08, 2025
Property Address	20810 RIVERS FRD, ESTERO, FL 33928-2261
Document Number	0000322321
Map Reference	MB 57 PG 30-35
Instrument Date	Nov 25, 2025
Instrument	2025000322321
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 LAKE ROSALIND ROAD 4, HANOVER XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20810 RIVERS FRD, ESTERO, FL 33928-2261

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,878.00 (+18.34%)	$481,185 (+6.24%)	$527,544 (+16.48%) Land $87,129 Building $440,415
2023	$5,812.00 (+11.62%)	$452,903 (+17.36%) Land $92,317 Building $360,586	$452,903 (+17.36%) Land $92,317 Building $360,586
2022	$5,207.00	$385,913 Land $89,839 Building $296,074	$385,913 Land $89,839 Building $296,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710502101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 411 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.