Harris County property record for 20722 Cullen Ranch Rd, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 2020 |
| Lot Size | 0.142 acres (6,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,800 (Jul 2020) |
| Tax Bill | $4,041 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-781-001-0001 |
| Primary APN | 139-781-001-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,192 sqft (0.142 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1397810010001 |
|---|---|
| Street Address | 20722 CULLEN RANCH RD |
| City | KATY |
| State | TX |
| Zip | 77449-2389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 1 MEADOWS AT WESTFIELD VILLAGE SEC 3 |
| Legal Subdivision | MEADOWS AT WESTFIELD VILLAGE SEC 3 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 542202 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20722 CULLEN RANCH RD, KATY, TX 77449-2389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage KBHS HM LNS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on Record |
| Deed Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 2020285935 |
| Prior Transfer Date | Jun 26, 2020 |
| Prior Transfer Doc | 0000285935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 15, 2026 |
| Property Address | 20722 CULLEN RANCH RD, KATY, TX 77449-2389 |
| Document Number | 0000283932 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026283932 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20722 CULLEN RANCH RD, KATY, TX 77449-2389 |
| Document Number | 0000283932, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026283932 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 1, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20722 CULLEN RANCH RD, KATY, TX 77449-2389 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021299823 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-299823 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 1, 2020 |
| Property Address | 20722 CULLEN RANCH RD, KATY, TX 77449-2389 |
| Document Number | 0000285935 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 285935 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20722 CULLEN RANCH RD KATY TX 774492389, KATY, TX 77449-2389 |
| Document Number | 285936 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 285936 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,732 (-7.02%) Land $62,001 Building $186,731 | $248,732 (-7.02%) Land $62,001 Building $186,731 | |
| 2025 | $4,041.00 (+140.39%) Homeowner's exemption | $267,500 (-5.13%) Land $62,001 Building $205,499 | $267,500 (-5.13%) Land $62,001 Building $205,499 |
| 2024 | $1,681.00 (+18.05%) | ||
| 2023 | $281,970 Land $62,001 Building $219,969 | $281,970 Land $62,001 Building $219,969 | |
| 2022 | $1,424.00 (+742.6%) | ||
| 2020 | $169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures