20813 Middlegate Dr, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20813 Middlegate Dr, Lexington Park, MD 20653

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,592 sqft · built 2011
Lot Size	0.514 acres (22,392 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2021)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-171610`

Property Details

APN / Parcel Number

Primary APN	`08-171610`
Alternative APN	`171610`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,592 sqft Total Area
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,392 sqft (0.514 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	171610
Street Address	20813 MIDDLEGATE DR
City	LEXINGTON PARK
State	MD
Zip	20653-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 41 PLAT 9 PHASE 4 PLAT 64/115 PEMBROOKE
Legal Subdivision	MATTINGLY
Legal Phase	4
Legal Lot Number	41
Jurisdiction	ST MARY'S MD
Township / Civil Division	8, BAY
Census Block Group	1
Census Block	1008
Census Tract	875906

Owner

20813 Middlegate Dr is owned and occupied by two individuals who bought it in September 2021.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRRITY HOME LOANS LLC
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Sep 20, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 6, 2019	Deed, Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Mar 6, 2019 · Amount on File
Deed Book / Page	5918 / 203
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053960350
Date	Jul 15, 2020
Book Page	5396/350

Lender

Name	CELEBRRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050350022
Date	Mar 6, 2019
Book Page	5035/022

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 20, 2021
Property Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	0059180203
Book / Page	5918 / 203
Map Reference	MB 64 PL 115
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

Mortgage

Document Number	5918212
Date	Sep 20, 2021
Instrument	5918/212

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 6, 2019
Property Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	0050350001
Book / Page	5035 / 001
Map Reference	MB 64 PG 115
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI COUNTY ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20813 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

Mortgage

Document Number	0000050356
Date	Mar 6, 2019
Instrument	5035/6

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20813 Middlegate Dr was $4,735.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,900 Land $102,700 Building $367,200	$469,900 Land $102,700 Building $367,200
2025	$4,735.00
2023	$4,062.00	$374,900 Land $102,700 Building $272,200	$374,900 Land $102,700 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20813 Middlegate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20813 Middlegate Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PARK serves 43,030 people · EPA ID MD0180007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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