20801 Middlegate Dr, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20801 Middlegate Dr, Lexington Park, MD 20653

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,408 sqft · built 2011
Lot Size	0.3 acres (13,064 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Aug 2026)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-171211`

Property Details

APN / Parcel Number

Primary APN	`08-171211`
Alternative APN	`171211`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,064 sqft (0.3 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	171211
Street Address	20801 MIDDLEGATE DR
City	LEXINGTON PARK
State	MD
Zip	20653-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 45 PLAT 5 PHASE 3 PLAT 64/115 PEMBROOKE
Legal Subdivision	PEMBROOKE
Legal Phase	3
Legal Lot Number	45
Jurisdiction	ST MARY'S MD
Township / Civil Division	8, BAY
Census Block Group	2
Census Block	2018
Census Tract	875906

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20801 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEDAR POINT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Book / Page	6970 / 272
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 27, 2026
Property Address	20801 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	6970000272
Book / Page	6970 / 272
Instrument Date	Aug 5, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20801 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

Mortgage

Document Number	6970000282,
Date	Aug 27, 2026
Book Page	6970/282

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20801 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064650456
Date	Feb 20, 2024
Book Page	6465/456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20801 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052140413
Date	Nov 26, 2019
Book Page	5214/413

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,300 (+7.14%) Land $97,800 Building $331,500	$429,300 (-) Land $97,800 Building $331,500
2025	$4,399.00 (+16.07%)	$400,700 (+16.65%)	$429,300 (+24.98%) Land $97,800 Building $331,500
2023	$3,790.00	$343,500 Land $97,800 Building $245,700	$343,500 Land $97,800 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PARK serves 43,030 people · EPA ID MD0180007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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