20809 Middlegate Dr, Lexington Park, MD 20653 Property Records

St. Mary's County property record for 20809 Middlegate Dr, Lexington Park, MD 20653

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,470 sqft · built 2010
Lot Size	0.48 acres (20,918 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Jun 2026)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-171602`

Property Details

APN / Parcel Number

Primary APN	`08-171602`
Alternative APN	`171602`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,470 sqft Total Area
Basement Area	1,048 sqft
Finished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,918 sqft (0.48 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	124 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	171602
Street Address	20809 MIDDLEGATE DR
City	LEXINGTON PARK
State	MD
Zip	20653-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 40 PLAT 9 PHASE 4 PEMBROOKE
Legal Subdivision	PEMBROOKE
Legal Phase	4
Legal Lot Number	40
Jurisdiction	ST MARY'S MD
Township / Civil Division	8, BAY
Census Block Group	1
Census Block	1008
Census Tract	875906

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · VA Mortgage LENDING SERVICES
Apr 18, 2024	Intrafamily Transfer, Transfer
Dec 17, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 11, 2020	Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Book / Page	6935 / 278
Prior Transfer Date	Apr 11, 2024
Prior Transfer Doc	0064970065
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 30, 2026
Property Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	6935000278
Book / Page	6935 / 278
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

Mortgage

Document Number	6935000287,
Date	Jun 30, 2026
Book Page	6935/287

Lender

Name	LENDING SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Apr 18, 2024
Property Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	0064970065
Book / Page	6497 / 65
Map Reference	MB 64 PL 115
Instrument Date	Apr 11, 2024
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 17, 2020
Property Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	0055770254
Book / Page	5577 / 254
Map Reference	MB 64 PL 115
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,824.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

Mortgage

Document Number	5577261
Date	Dec 17, 2020
Instrument	5577/261

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 11, 2020
Property Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248
Document Number	0052890064
Book / Page	5289 / 64
Map Reference	MB 64 PL 115
Instrument Date	Mar 2, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20809 MIDDLEGATE DR, LEXINGTON PARK, MD 20653-8248

Mortgage

Document Number	5289072
Date	Mar 11, 2020
Instrument	5289/072

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,900 (+7.26%) Land $102,300 Building $349,600	$451,900 (-) Land $102,300 Building $349,600
2025	$4,556.00 (+16.64%)	$421,300 (+17%)	$451,900 (+25.49%) Land $102,300 Building $349,600
2023	$3,906.00	$360,100 Land $102,300 Building $257,800	$360,100 Land $102,300 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PARK serves 43,030 people · EPA ID MD0180007
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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