20813 Edwards Rd E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20813 Edwards Rd E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 4,367 sqft · built 2021
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2019)
Tax Bill	$14,074 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052003-5-010`

Property Details

APN / Parcel Number

Primary APN	`052003-5-010`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,367 sqft Living Area
Gross Area	6,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	1,964 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	20813 EDWARDS RD E
City	LAKE TAPPS
State	WA
Zip	98391-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 03 TOWNSHIP 20 RANGE 05 QUARTER 13 : PARC C DBLR 98-12-04-5002 L 4 SP 86-06-14-0164 TOG/W POR OF SE OF NE LY WLY OF FOLL DESC LI BEG AT INTER OF NE LI L 4 SD SP & W LI OF SE OF NE TH S 21 DEG 39 MIN 12 SEC E 216.55 FT TO PT ON CURV CTR BEARS
Legal Range	05
Legal Township	20
Legal Section	03
Legal Subdivision	PIERCE COUNTY SHORT PLAT
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3002
Census Tract	70307

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20813 EDWARDS RD E, LAKE TAPPS, WA 98391-6235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Oct 29, 2020	Deed of Trust, Mortgage US BK
Dec 18, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	2019692
Prior Transfer Date	Jan 18, 1999
Prior Transfer Doc	0000000496
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20813 EDWARDS RD E, LAKE TAPPS, WA 98391-6235
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20813 EDWARDS RD E, LAKE TAPPS, WA 98391-6235

Mortgage

Document Number	0007010007
Date	Jul 1, 2022
Instrument	202207010007

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20813 EDWARDS RD E, LAKE TAPPS, WA 98391-6235
Document Number	2010301049
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20813 EDWARDS RD E LAKE TAPPS WA 98391, LAKE TAPPS, WA 98391

Mortgage

Document Number	2010301049
Date	Oct 30, 2020
Instrument	202010301049

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 18, 2019
Property Address	20813 EDWARDS RD E, LAKE TAPPS, WA 98391-6235
Document Number	1912180692
Instrument Date	Dec 13, 2019
Instrument	201912180692
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$4,277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21808 31ST ST E LAKE TAPPS WA 983915633, LAKE TAPPS, WA 98391-5633

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,074.00 (+1.8%)	$1,384,700 (+10.28%) Land $386,100 Building $998,600	$1,384,700 (+10.28%) Land $386,100 Building $998,600
2025	$13,825.00 (+11.81%)
2024	$12,365.00 (+4.96%)	$1,255,600 (+3.55%) Land $358,900 Building $896,700	$1,255,600 (+3.55%) Land $358,900 Building $896,700
2023	$11,781.00	$1,212,500 Land $344,400 Building $868,100	$1,212,500 Land $344,400 Building $868,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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