20809 Edwards Rd E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 20809 Edwards Rd E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,927 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,691 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052003-5-009`

Property Details

APN / Parcel Number

Primary APN	`052003-5-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,927 sqft Living Area
Gross Area	132 sqft
1st Floor Area	1,271 sqft
Upper Floors Area	656 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Logs
Construction Type	Frame
Roof Material	Concrete
Lot Area	43,560 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	132 sqft
Deck Area	403 sqft
Patio Area	727 sqft
Shed	1 Shed
Shed Area	1,140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	20809 EDWARDS RD E
City	LAKE TAPPS
State	WA
Zip	98391-6235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 03 TOWNSHIP 20 RANGE 05 QUARTER 13 : L 3 OF SHORT PLAT 86-06-17-0164 TOG/W EASE & RESTRICTIONS OF REC OUT OF 1-011 SEG X-0683 PP ES
Legal Range	05
Legal Township	20
Legal Section	03
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3002
Census Tract	70307

Owner

Source: Pierce County records · APN 052003-5-009

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20809 EDWARDS RD E, LAKE TAPPS, WA 98391-6235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20809 EDWARDS RD E, LAKE TAPPS, WA 98391-6235
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030259
Date	Jan 03, 2022
Instrument	202201030259

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,600 (+9.75%) Land $384,300 Building $398,300	$782,600 (+9.75%) Land $384,300 Building $398,300
2025	$7,691.00 (+8.43%)
2024	$7,093.00 (+4.88%)	$713,100 (+3.53%) Land $356,900 Building $356,200	$713,100 (+3.53%) Land $356,900 Building $356,200
2023	$6,763.00	$688,800 Land $342,500 Building $346,300	$688,800 Land $342,500 Building $346,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 56 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WA5307650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.