20781 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20781 Rivers Ford, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage3,048 sqft Living Area
Lot Size8,590 sqft (0.197 acres)
GarageAttached, 483 sqft
Last Sale$285,000 (2015)
Tax Bill$6,647.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-080E5.0020
Alternative APNs
  • 252746E4080E50020
  • 10273347

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,048 sqft Living Area
Gross Area3,820 sqft Gross Area
1st Floor2,013 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,590 sqft (0.197 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage

Exterior Amenities

Pool Area336 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area697 sqft Patio
Porch Area289 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10273347
Street Address20781 RIVERS FRD
CityESTERO
StateFL
Zip33928-4243
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK E5 LT 2
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILL AT CNTY CREEK
Legal TractE4
Legal Block1
Legal Lot Number2
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1000
Census Tract50210

Owner

Source: Lee County records · APN 27-46-25-E4-080E5.0020

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address257 S WASHINGTON ST, TIFFIN, OH 44883-3052
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 05, 2016Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/S FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2015 · Amount on Record
Deed SaleFeb 16, 2015 · Amount on Record
Prior SaleSep 29, 2003 · Amount on Record
Deed Doc Number201531546
Record RefreshedJun 08, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateDec 02, 2019
Property Address20781 RIVERS FRD, ESTERO, FL 33928-4243
Document Number0000273930
Instrument DateOct 25, 2019
Instrument273930
Transaction TypeTransfer
Record UpdatedJan 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address257 S WASHINGTON ST TIFFIN OH 448833052, TIFFIN, OH 44883-3052

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20781 RIVERS FRD, ESTERO, FL 33928-4243
Document Number0000000362
Instrument DateDec 05, 2016
Transaction TypeMortgage
Record UpdatedJan 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20781 RIVERS FRD ESTERO FL 339284243, ESTERO, FL 33928-4243

Mortgage

Document Number0000000362
DateJan 03, 2017
Instrument362
Lender
NameFIFTH THIRD BK/S FL
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 02, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,647.00 (+14.09%)$470,770 (+0.68%)$499,205 (+6.76%) Land $77,682 Building $421,523
2023$5,826.00 (+14.17%)$467,610 (+23.71%) Land $100,734 Building $366,876$467,610 (+23.71%) Land $100,734 Building $366,876
2022$5,103.00$377,996 Land $87,598 Building $290,398$377,996 Land $87,598 Building $290,398

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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