Rutherford County property record for 208 Wilson Rd, Spindale, NC 28160
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,552 sqft |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Dec 2021) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1655528 |
| Primary APN | 1655528 |
|---|
| Building Area | 1,552 sqft Gross Area |
|---|
| Lot Area | 46,609 sqft (1.07 acres) |
|---|---|
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Deck Area | 866 sqft |
| Street Address | 208 WILSON RD |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-1376 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R6 |
| Legal Description | PL42-419 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 960600 |
208 Wilson Rd, a commercial property, is owned by an individual who bought it in December 2021.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 671 PARRIS RD, RUTHERFORDTON, NC 28139-9552 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Dec 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on File |
| Deed Sale | Dec 16, 2021 · Amount on File |
| Deed Document Number | 0002055561 |
| Deed Book / Page | 2055 / 561 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 208 WILSON RD, SPINDALE, NC 28160-1376 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0021002686 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 2100/2686 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Dec 16, 2021 |
| Property Address | 208 WILSON RD, SPINDALE, NC 28160-1376 |
| Document Number | 0020550561 |
| Book / Page | 2055 / 561 |
| Instrument Date | Dec 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 US 64 HWY, RUTHERFORDTON, NC 28139-2294 |
| Name | Verified Name |
|---|---|
| Address | 671 PARRIS RD, RUTHERFORDTON, NC 28139-9552 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $77,500 Land $21,400 Building $56,100 | $77,500 Land $21,400 Building $56,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Wilson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 208 Wilson Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Pangaea Internet, T-Mobile.
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