197 Wilson Rd, Spindale, NC 28160 Property Records

Rutherford County property record for 197 Wilson Rd, Spindale, NC 28160

Property Summary

Property Type	Barber/Hair Salon
Details	3 bd · 3 ba · 360 sqft · built 1920
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Nov 2021)
Tax Bill	$122 (2022)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1623786`

Property Details

APN / Parcel Number

Primary APN	`1623786`
Alternative APN	`36556`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	360 sqft Gross Area
Gross Area	2,286 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Porch	Enclosed Porch
Porch Area	272 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	36556
Street Address	197 WILSON RD
City	SPINDALE
State	NC
Zip	28160-1378
Property Category	Commercial
Property Type	Commercial > Retail > Barber/Hair Salon
Legal Description	GPIN:1620144404310000; RES WILSON ROAD
Legal Block	1
Legal Lot Number	20
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1072
Census Tract	960600

Owner

197 Wilson Rd, a commercial property, is owned and occupied by an individual who bought it in November 2021.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	197 WILSON RD, SPINDALE, NC 28160-1378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jun 5, 2006 · Amount on File
Deed Document Number	0020541578
Deed Book / Page	2054 / 1578
Record Updated	Jun 7, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 30, 2021
Property Address	197 WILSON RD, SPINDALE, NC 28160-1378
Document Number	0020541578
Book / Page	2054 / 1578
Map Reference	MB 905 PG 383
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 WILSON RD, SPINDALE, NC 28160-1378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WILSON RD, SPINDALE, NC 28160-1378

Mortgage

Document Number	0020541581
Date	Nov 30, 2021
Instrument	2054/1581

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$228,300 Land $16,100 Building $212,200	$228,300 Land $16,100 Building $212,200
2022	$122.00 (-90.07%)
2021	$1,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Wilson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Wilson Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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