141 Wilson Rd, Spindale, NC 28160 Property Records

Rutherford County property record for 141 Wilson Rd, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,132 sqft · built 1920
Lot Size	4.33 acres (188,615 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Mar 2024)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1204196`

Property Details

APN / Parcel Number

Primary APN	`1204196`
Alternative APN	`18484`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,132 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	188,615 sqft (4.33 acres)
Garage Area	680 sqft
Porch	Slab
Porch Area	1,580 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	141 WILSON RD
City	SPINDALE
State	NC
Zip	28160-1378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1620143454090000; RES WILSON RD
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1072
Census Tract	960600

Owner

141 Wilson Rd is owned by a company that bought it in March 2024.

Source: Rutherford County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2665 MAPLE CREEK RD, RUTHERFORDTON, NC 28139-9505
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L
Mar 13, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Deed Book / Page	2079 / 3873
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 8, 2026
Property Address	141 WILSON RD, SPINDALE, NC 28160-1378
Document Number	2104002515
Book / Page	2104 / 2515
Instrument Date	Oct 1, 2025
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SETTLEMENT SERVICES, COVIUS SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WILSON RD, SPINDALE, NC 28160-1378

Mortgage

Document Number	2104002515,
Date	Jul 8, 2026
Book Page	2104/2515

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Apr 1, 2054

Interest

Rate	6.5%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 13, 2024
Property Address	141 WILSON RD, SPINDALE, NC 28160-1378
Document Number	0020793873
Book / Page	2079 / 3873
Instrument Date	Mar 13, 2024
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 MAPLE CREEK RD, RUTHERFORDTON, NC 28139-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WILSON RD, SPINDALE, NC 28160-1378

Mortgage

Document Number	0020793876
Date	Mar 13, 2024
Instrument	2079/3876

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 141 Wilson Rd was $2,375.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,375.00	$379,600 Land $24,700 Building $354,900	$379,600 Land $24,700 Building $354,900
2023		$249,800 Land $24,700 Building $225,100	$249,800 Land $24,700 Building $225,100
2022	$1,286.00
2021	$1,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 Wilson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Wilson Rd is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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