Union County property record for 208 W Phifer St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1934 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (Feb 2003) |
| Tax Bill | $1,124 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-226-144 |
| Primary APN | 09-226-144 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,977 sqft (0.252 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Street Address | 208 W PHIFER ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-2957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | MEDLIN |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20406 |
208 W Phifer St, a rural home, is owned and occupied by an individual who bought it in February 2003.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 W PHIFER ST, MONROE, NC 28110-2957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2003 · Amount on File |
| Deed Sale | Feb 3, 2003 · Amount on File |
| Prior Sale | Dec 5, 1997 |
| Deed Document Number | 20035077 |
| Deed Book / Page | 2053 / 848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 208 W PHIFER ST, MONROE, NC 28110-2957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7966770 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 7966/770 |
| Instrument | 3704 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 208 W Phifer St was $1,124.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,600 (-) Land $31,400 Building $97,200 | $128,600 (-) Land $31,400 Building $97,200 | |
| 2025 | $1,124.00 | $128,600 Land $31,400 Building $97,200 | $128,600 Land $31,400 Building $97,200 |
| 2023 | $920.00 | $84,400 Land $17,400 Building $67,000 | $84,400 Land $17,400 Building $67,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 W Phifer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 208 W Phifer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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