201 W Phifer St, Monroe, NC 28110 Property Records

Union County property record for 201 W Phifer St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,036 sqft · built 1942
Lot Size	0.354 acres (15,420 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Oct 2021)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-229-119`

Property Details

APN / Parcel Number

Primary APN	`09-229-119`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	942 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	201 W PHIFER ST
City	MONROE
State	NC
Zip	28110-2956
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8265-332
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1023
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2602 W ROOSEVELT BLVD, MONROE, NC 28110-8432
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF THE CAROLINAS
Oct 1, 2021	Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Apr 6, 1999 · Amount on Record
Deed Document Number	202146927
Deed Book / Page	8265 / 332
Prior Transfer Date	Mar 21, 1997
Prior Transfer Doc	0953000194
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	201 W PHIFER ST, MONROE, NC 28110-2956
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 W ROOSEVELT BLVD, MONROE, NC 28110-8432

Mortgage

Document Number	0008731270
Date	Jun 22, 2023
Book Page	8731/270
Instrument	14880

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 1, 2021
Property Address	201 W PHIFER ST, MONROE, NC 28110-2956
Document Number	0008265332
Book / Page	8265 / 332
Instrument Date	Sep 30, 2021
Instrument	46927
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 CLARENCE SECREST RD, 1416, MONROE, NC 28110-8055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 W ROOSEVELT BLVD, MONROE, NC 28110-8432

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-) Land $32,700 Building $207,300	$240,000 (-) Land $32,700 Building $207,300
2025	$2,098.00 (+403.12%)	$240,000 (+526.63%) Land $32,700 Building $207,300	$240,000 (+526.63%) Land $32,700 Building $207,300
2023	$417.00	$38,300 Land $18,200 Building $20,100	$38,300 Land $18,200 Building $20,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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