202 W Phifer St, Monroe, NC 28110 Property Records

Union County property record for 202 W Phifer St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 912 sqft · built 1946
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2022)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-141`

Property Details

APN / Parcel Number

Primary APN	`09-226-141`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	84 sqft
Patio Area	84 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 W PHIFER ST
City	MONROE
State	NC
Zip	28110-2957
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8516-604
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 W PHIFER ST, MONROE, NC 28110-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Nov 8, 2012 · Amount on Record
Deed Document Number	202223764
Deed Book / Page	8516 / 604
Last Transfer Date	Feb 5, 2026
Transfer Doc	0009301186
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 9, 2026
Property Address	202 W PHIFER ST, MONROE, NC 28110-2957
Document Number	0009301186
Book / Page	9301 / 186
Instrument Date	Feb 5, 2026
Instrument	3238
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 W PHIFER ST, MONROE, NC 28110-2957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W PHIFER ST, MONROE, NC 28110-2957

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 1, 2022
Property Address	202 W PHIFER ST, MONROE, NC 28110-2957
Document Number	0008516604
Book / Page	8516 / 604
Instrument Date	Jun 30, 2022
Instrument	23764
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 N CENTRAL AVE, 917, LOCUST, NC 28097-7119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W PHIFER ST, MONROE, NC 28110-2957

Mortgage

Document Number	0000023765
Date	Jul 1, 2022
Instrument	23765

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,700 (-) Land $31,100 Building $157,600	$188,700 (-) Land $31,100 Building $157,600
2025	$1,649.00 (+76.74%)	$188,700 (+120.44%) Land $31,100 Building $157,600	$188,700 (+120.44%) Land $31,100 Building $157,600
2023	$933.00	$85,600 Land $17,200 Building $68,400	$85,600 Land $17,200 Building $68,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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