208 Saddlehorn Loop, Lincoln, CA 95648 Property Records

Placer County property record for 208 Saddlehorn Loop, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,791 sqft · built 2003
Lot Size	0.212 acres (9,214 sqft)
Owner	Company Name on Record
Last Sale	$479,000 (Jul 2016)
Tax Bill	$5,797 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`338-110-010-000`

Property Details

APN / Parcel Number

Primary APN	`338-110-010-000`
Alternative APN	`338-110-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,791 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	9,214 sqft (0.212 acres)
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-110-010
Street Address	208 SADDLEHORN LOOP
City	LINCOLN
State	CA
Zip	95648-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	30
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1001
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Document Number	201659955
Last Transfer Date	Aug 20, 2018
Transfer Doc	0000064857
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000073976
Date	Sep 29, 2022
Instrument	2022-0073976

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000066189
Date	May 17, 2021
Instrument	2021-0066189

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 7, 2018
Property Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000064857
Instrument Date	Aug 20, 2018
Instrument	64857
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	208 SADDLEHOM LOOP LINCOLN CA 95648, LINCOLN, CA 95648

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	208 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000016083
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 SADDLEHORN LOOP LINCOLN CA 956488382, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000016083
Date	Mar 7, 2017
Instrument	16083

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2027

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,031 (+2%) Land $165,729 Building $401,302
2025	$5,797.00 (-3%) Homeowner's exemption	$555,914 (+4.04%) Land $162,480 Building $393,434
2023	$5,976.00 (+1.43%) Homeowner's exemption	$534,329 Land $156,172 Building $378,157
2022	$5,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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