Placer County property record for 207 Saddlehorn Loop, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,298 sqft · built 2003 |
| Lot Size | 0.119 acres (5,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Aug 2016) |
| Tax Bill | $4,421 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 338-110-044-000 |
| Primary APN | 338-110-044-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,298 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 5,191 sqft (0.119 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 338-110-044 |
|---|---|
| Street Address | 207 SADDLEHORN LOOP |
| City | LINCOLN |
| State | CA |
| Zip | 95648-8382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42 |
| Legal Subdivision | SUN CITY LINCOLN HILLS |
| Legal Lot Number | 64 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23700 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 SADDLEHORN LOOP, LINCOLN, CA 95648-8382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Jul 16, 2003 · Amount on Record |
| Deed Document Number | 201669964 |
| Prior Transfer Date | Aug 31, 2004 |
| Prior Transfer Doc | 0000119322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 207 SADDLEHORN LOOP, LINCOLN, CA 95648-8382 |
| Document Number | 0000075458 |
| Instrument Date | Sep 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 207 SADDLEHORN LOOP LINCOLN CA 956488382, LINCOLN, CA 95648-8382 |
| Document Number | 0000075458 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 75458 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $432,079 (+2%) Land $165,729 Building $266,350 | |
| 2025 | $4,421.00 (-4.53%) Homeowner's exemption | $423,608 (+4.04%) Land $162,480 Building $261,128 |
| 2023 | $4,631.00 (+1.4%) Homeowner's exemption | $407,161 Land $156,172 Building $250,989 |
| 2022 | $4,567.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber.
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