203 Saddlehorn Loop, Lincoln, CA 95648 Property Records

Placer County property record for 203 Saddlehorn Loop, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,626 sqft · built 2003
Lot Size	0.163 acres (7,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Oct 2023)
Tax Bill	$6,135 (2025)
Deeds & Mortgages	Oct 2023 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`338-110-045-000`

Property Details

APN / Parcel Number

Primary APN	`338-110-045-000`
Alternative APN	`338-110-045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,626 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	7,103 sqft (0.163 acres)
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-110-045
Street Address	203 SADDLEHORN LOOP
City	LINCOLN
State	CA
Zip	95648-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	65
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1023
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7310 TERRACINA LN, LOOMIS, CA 95650-7705
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Grant Deed, Transfer LENNAR TITLE
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Aug 8, 2018	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	202356540
Prior Transfer Date	Jul 17, 2007
Prior Transfer Doc	0000073495
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 24, 2023
Property Address	203 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000056540
Map Reference	MB Y PG 42
Instrument Date	Oct 18, 2023
Instrument	2023-0056540
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7310 TERRACINA LN, LOOMIS, CA 95650-7705

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	203 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000075882
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 PICO AVE CARMEL CA 939238209, CARMEL, CA 93923-8209

Mortgage

Document Number	0000075882
Date	Jul 24, 2020
Instrument	75882

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 8, 2018
Property Address	203 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000057179
Instrument Date	Aug 2, 2018
Instrument	57179
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 PICO AVE CARMEL CA 939238209, CARMEL, CA 93923-8209

Mortgage

Document Number	57180
Date	Aug 8, 2018
Instrument	57180

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,028 (+2%) Land $208,080 Building $384,948
2025	$6,135.00 (+10.82%)	$581,400 (+19.7%) Land $204,000 Building $377,400
2023	$5,536.00 (+1.41%)	$485,705 Land $150,107 Building $335,598
2022	$5,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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