208 Oakley St, Cambridge, MD 21613 Property Records

Dorchester County property record for 208 Oakley St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,604 sqft · built 1910
Lot Size	0.232 acres (10,111 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Feb 2011)
Tax Bill	$4,528 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-145373`

Property Details

APN / Parcel Number

Primary APN	`07-145373`
Alternative APNs	`7145373` `145373`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,604 sqft Total Area
Attic	Attic
Attic Area	300 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Slate
Lot Area	10,111 sqft (0.232 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	896 sqft
Porch	Slab
Porch Area	556 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	145373
Street Address	208 OAKLEY ST
City	CAMBRIDGE
State	MD
Zip	21613-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 10,111 SQ. FT. 208 OAKLEY STREET CAMBRIDGE
Legal Subdivision	OAKLEY BEACH CONDOMINIUM
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4011
Census Tract	970400

Owner

Source: Dorchester County records · APN 07-145373

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	210 OAKLEY ST, CAMBRIDGE, MD 21613-1610
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2011 · Amount on Record
Deed Sale	Feb 28, 2011 · Amount on Record
Prior Sale	May 28, 1987 · Amount on Record
Deed Document Number	2011100686
Deed Book / Page	1022 / 158
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,667 (+13.61%)	$266,800 (+10.66%) Land $51,700 Building $215,100
2025	$4,528.00 (+11.5%)
2023	$4,061.00	$219,767	$241,100 Land $26,600 Building $214,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Nearby Flood Policies	60 units insured incl. 24 condo units
Nearby Flood Claims	25 (1979–2025)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Based on FCC filings for 687 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.