204 Oakley St, Cambridge, MD 21613 Property Records

Dorchester County property record for 204 Oakley St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,304 sqft · built 1914
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (May 2020)
Tax Bill$3,839 (2025)
Deeds & MortgagesMay 2020 Sale
Flood ZoneZone X (minimal risk)
APN07-131119

Property Details

APN / Parcel Number

Primary APN07-131119
Alternative APNs
  • 7131119
  • 131119

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,304 sqft Total Area
AtticAttic
Attic Area308 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Architectural StyleConventional
Construction TypeFrame
Roof MaterialSlate
Lot Area9,800 sqft (0.225 acres)
Pool Area390 sqft
PorchSlab
Porch Area792 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number131119
Street Address204 OAKLEY ST
CityCAMBRIDGE
StateMD
Zip21613-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 9,800 SQ. FT. 204 OAKLEY STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4011
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District, Wards I and III
listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 54, WEST BLOOMFIELD, NY 14585-0054
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Deed Book / Page1574 / 478
Record UpdatedSep 20, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateMay 14, 2020
Property Address204 OAKLEY ST, CAMBRIDGE, MD 21613-1610
Document Number0015740478
Book / Page001574 / 000478
Instrument DateApr 22, 2020
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 OAKLEY ST CAMBRIDGE MD 216131610, CAMBRIDGE, MD 21613-1610

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,733 (+15.58%)$205,400 (+0.49%) Land $51,600 Building $153,800
2025$3,839.00 (+17.29%)
2023$3,273.00$177,133$204,400 Land $26,500 Building $177,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 individual policies
Nearby Flood Policies60 units insured
incl. 24 condo units
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakley St

Nearby Streets

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