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207 Oakley St, Cambridge, MD 21613 Property Records

Dorchester County property record for 207 Oakley St, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,123 sqft · built 1918
Lot Size0.344 acres (14,965 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Jun 2023)
Tax Bill$6,166 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jan 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-153236

Property Details

APN / Parcel Number

Primary APN07-153236
Alternative APNs
  • 7153236
  • 153236

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,123 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,965 sqft (0.344 acres)

Exterior Amenities

Pool Area448 sqft
PorchSlab
Porch Area448 sqft
Deck Area440 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number153236
Street Address207 OAKLEY ST
CityCAMBRIDGE
StateMD
Zip21613-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14,965 SQ. FT. 207 OAKLEY STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group4
Census Block4012
Census Tract970400

Owner

Source: Dorchester County records · APN 07-153236

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 W CHESTNUT ST, WEST CHESTER, PA 19380-2516
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 19, 2019Deed of Trust, Mortgage · Line of Credit
WRIGHT PATMAN CONGRESSIONAL FC
Oct 05, 2017Deed, Transfer · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleOct 05, 2017 · Amount on Record
Deed Book / Page1815 / 141
Transfer DocMLB006710666
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateJun 09, 2023
Property Address207 OAKLEY ST, CAMBRIDGE, MD 21613-1609
Document Number0018150141
Book / Page1815 / 141
Instrument DateMay 16, 2023
Transaction TypeTransfer
Record UpdatedJul 05, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address200 WENCRN WAY, WEST CHESTER, PA 19382-1968

Mortgage

Document Number0001815149
DateJun 09, 2023
Instrument1815-149
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address207 OAKLEY ST, CAMBRIDGE, MD 21613-1609
Document Number0015070022
Instrument DateJan 19, 2019
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address402 6TH ST SE #1 WASHINGTON DC 200032729, 1, WASHINGTON, DC 20003-2729

Mortgage

Document Number0015070022
DateFeb 26, 2019
Book Page001507/000022
Lender
NameWRIGHT PATMAN CONGRESSIONAL FC
AddressOAKTON, VA 22124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 25, 2039
Interest
Rate TypeAdjustable Rate

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateOct 05, 2017
Property Address207 OAKLEY ST, CAMBRIDGE, MD 21613-1609
Document Number0014260302
Book / Page1426 / 302
Instrument DateSep 27, 2017
Instrument1426-302
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 13TH ST SE, WASHINGTON, DC 20003-2236

Mortgage

Document Number1426310
DateOct 05, 2017
Instrument1426-310
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$413,500 (+25.95%)$583,900 (+77.86%) Land $52,100 Building $531,800
2025$6,166.00 (+14.4%)$328,300 (+12.57%) Land $27,000 Building $301,300$328,300 (-) Land $27,000 Building $301,300
2023$5,390.00 (+77.36%)$291,633 (+6.71%)$328,300 (+20.12%) Land $27,000 Building $301,300
2022$3,039.00$273,300 Land $27,000 Building $246,300$273,300 Land $27,000 Building $246,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Nearby Flood Policies60 units insured
24 under condo master policies
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA4 of 25
Most Recent ClaimJul 2025
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 18 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cambridge Historic District, Wards I and III
listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 687 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Bay Country Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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