Scott County property record for 208 Lakeside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,645 sqft · built 2006 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Dec 2013) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-30-088.000 |
| Primary APN | 159-30-088.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,645 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Basement Area | 1,269 sqft |
| Finished Basement | 1,269 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 208 LAKESIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VILLAGE 2 |
| Legal Subdivision | HARBOR VILLAGE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 28 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40502 |
208 Lakeside Dr is owned and occupied by two individuals who bought it in December 2013.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2013 · Amount on File |
| Deed Sale | Dec 6, 2013 · Amount on File |
| Prior Sale | Sep 11, 2006 · Amount on File |
| Deed Document Number | 2013309478 |
| Deed Book / Page | 357 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 208 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 208 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 0M1760/547 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | M1760/547 |
| Instrument | 486599 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.15% |
| Max Rate At Change | 9.87% |
| Index | 1-Year CMT |
| Max Rate | 13.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 208 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 208 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | M1606/120 |
|---|---|
| Date | May 12, 2021 |
| Book Page | M1606/120 |
| Instrument | 435524 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 208 Lakeside Dr was $3,516.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,800 (-) | $394,800 (-) | |
| 2025 | $3,516.00 | $394,800 | $394,800 |
| 2023 | $3,002.00 | $331,200 Land $30,000 Building $301,200 | $331,200 Land $30,000 Building $301,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 Lakeside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 208 Lakeside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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