207 Lakeside Dr, Georgetown, KY 40324 Property Records

Scott County property record for 207 Lakeside Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,157 sqft · built 2007
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (May 2019)
Tax Bill$2,965 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Dec 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN159-30-076.000

Property Details

APN / Parcel Number

Primary APN159-30-076.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,157 sqft Living Area
1st Floor Area1,511 sqft
Basement Area2,157 sqft
Unfinished Basement2,157 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address207 LAKESIDE DR
CityGEORGETOWN
StateKY
Zip40324-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR VILLAGE 2
Legal SubdivisionHARBOR VILLAGE 2
Legal Phase2
Legal Lot Number25
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group4
Census Block4000
Census Tract40502

Owner

207 Lakeside Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK & TRUST CO
Dec 7, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 31, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 1, 2019Deed, Transfer · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2019 · Amount on File
Deed SaleMay 1, 2019 · Amount on File
Prior SaleAug 31, 2011 · Amount on File
Deed Document Number2019399637
Deed Book / Page405 / 224
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1608/734
DateMay 24, 2021
Book PageM1608/734
Instrument436126
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 14, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1371/065
DateDec 7, 2017
Book PageM1371/065
Instrument378815
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueNov 22, 2037

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1330/858
DateMar 31, 2017
Book PageM1330/858
Instrument367356
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 1, 2019
Property Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926
Document NumberD405/224
Book / PageD405 / 224
Map ReferenceCAB 8 SL 176
Instrument DateApr 30, 2019
Instrument399637
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 ISLAND VIEW DR, 45, BRONSTON, KY 42518-9642

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926

Mortgage

Document Number399638
DateMay 1, 2019
Instrument399638
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 207 Lakeside Dr was $2,965.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,900 (-)$332,900 (-)
2025$2,965.00$332,900$332,900
2023$2,607.00$287,600 Land $30,000 Building $257,600$287,600 Land $30,000 Building $257,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Lakeside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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